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Making money at every stage

Where your cash comes from early, mid and late in your career, and how to keep it safe.

Last checked Category Strategy
Making money at every stage

Money in Vesper City comes from many small streams. Which ones matter most changes as you grow. Here is a guide by stage.

Early game: small and steady

  • Crimes. Your main income. Pick jobs with a good chance and repeat them. A failure pays nothing, so a likely small job beats an unlikely big one. See Crimes.
  • One shift a day. A job pays every 8 hours, with XP on top (Jobs).
  • The daily reward. Cash, items and Respect for showing your face (Daily rewards).
  • The Don's errands. Each one pays $170.
  • Loot. Successful crimes can drop loot. Sell it to a dealer, or later to the Fence for a better price.

Middle game: let money work

  • Interest. Money in the bank earns 0.1% a day, on the lowest balance you held since the last payout, up to $1,000,000. Leave it overnight. See Bank.
  • Businesses. A business earns every minute, and income builds up for 24 hours before it stops growing. Collect on time (Properties and renting). Bookkeeping raises that income.
  • Better pay. Business Management raises job pay, and the higher ranks of a career pay far more than the first.
  • The Fence. From level 8, the Fence pays 15% more than the dealers for loot, and posts a weekly hot list (The Bazaar and markets).
  • Family contracts. The Social Club pays cash and Respect for simple tasks you would do anyway.
  • The crime ladder. Streetwise, Safecracking and The Big Time open crimes that pay much more.

Later game: scale and trade

  • The Bazaar. Sell goods you don't need to other players. Check the price guide first, and remember the listing fee and the tax (The Bazaar and markets).
  • Letting homes out. From level 10 you can let a home you don't live in and collect daily rent.
  • Medals. Each new step pays cash and Respect (Respect and medals).
  • A gang. A gang's treasury helps the whole family grow, but it isn't free money: respect the withdrawal rules (Gangs).

Keeping it

Money you carry can be taken. Any player who beats you can mug you for 3–10% of your cash on hand, and burglars can reach it too. Bank it, collect from your businesses and then deposit, and keep upkeep and rent covered so nothing lapses.

Tips

  • Compare time and risk, not just the payout.
  • Doing something every day beats doing a lot once a week.
  • Unused nerve and energy are money left on the table.
  • Next: Spending wisely.
CrimesHow crimes work in Vesper City: nerve, your odds, heat, the three ways a job can end, tier... JobsPick a career, work a shift every few hours for steady pay, climb the ranks for better per... BankKeep your money safe from muggers and burglars, earn interest every night, and buy bigger... Properties and rentingBuy homes and businesses in any district, collect business income, pay upkeep, rent a home... The Bazaar and marketsTrade with other players on the Bazaar, and know the Black Market, the Fence and the weekl... Daily rewardsCollect a reward every day, keep your streak going and earn the Faithful medal. How the se... Respect and medalsWhat Respect is, how you earn it, what it buys in Perks, and how medals reward the things... Spending wiselyWhat to buy first, how to use the bank, the Bazaar and the dealers, and when homes and bus...